ConnectOne Bancorp, Inc. is a New Jersey corporation and a registered bank holding company pursuant to
the Bank Holding Company Act of 1956, as amended, and serves as the holding company for ConnectOne Bank
("the Bank"). ConnectOne Bank is a New Jersey/New York metro area commercial bank offering a full suite
of deposit and loan products and services to the general public and, in particular, to small and
mid-sized businesses, local professionals and individuals residing, working and conducting business in
our trade area. The Bank operates from its headquarters located at 301 Sylvan Avenue in the Borough of
Englewood Cliffs, Bergen County, New Jersey, and through its other banking offices across New York and
New Jersey. A full list of locations can be found
here.
ConnectOne’s mission is to prove that putting people first is a better way to do business. Our talented,
diverse team of financial experts and relationship specialists know that the demands of a successful
business extend far beyond ‘9-5.’ A big part of the trust we’ve earned from entrepreneurs and business
owners stems from our firsthand knowledge of the businesses and communities we serve. That trust extends
to the families we help thrive, from helping them refinance their homes to being able to easily access
accounts wherever and whenever they’re needed.
Our business model includes using industry best practices including personalized services, financial
technologies, such as online account opening, and access to decision-makers. We believe that this will
generate deposit accounts with somewhat larger average balances than are found at many other financial
institutions. We also use pricing techniques in our efforts to attract banking relationships having
larger than average balances. We believe that advances in technology have created new delivery channels
which allow us to service clients and maintain business relationships with a reduced-branch model,
establishing regional offices that serve as business hubs. We believe the key to client acquisition and
retention is attracting quality business relationship officers who will frequently go to the client,
rather than having the client come to us.