Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 1.22 1.11 1.19
ROAE 10.41 10.41 11.57
Net Interest Margin 3.33 3.35 3.33
Efficiency Ratio 40.51 55.36 55.99
Loans / Deposits 107.26 102.42 103.71
Asset Quality Ratios (%)
NPAs / Assets 1.15 0.56 0.60
NCOs / Avg Loans 0.09 0.03 0.03
Reserves / Loans 0.74 0.89 0.89
Reserves / NPAs 54.02 137.60 134.38
Capital Ratios (%)
Tier 1 Capital 10.04 11.23 11.66
Tangible Equity / Tangible Assets 9.38 8.76 8.89
Total Equity / Total Assets 11.84 10.10 10.09
Market Ratios
Price / Earnings (x) 11.67 11.65 11.37
Price / Book (%) 115.84 114.24 120.79
Dividend Yield (%) 1.49 1.45 1.66
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 12/31/2019.

Peer financial data is as of 12/31/2019 except for these companies:

Peapack-Gladstone Financial Corporation's financial data is as of 9/30/2019.
SB One Bancorp's financial data is as of 9/30/2019.