Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 1.03 1.07 1.03
ROAE 9.06 10.41 10.49
Net Interest Margin 3.34 3.40 3.38
Efficiency Ratio 41.12 57.44 57.04
Loans / Deposits 111.88 103.99 101.58
Asset Quality Ratios (%)
NPAs / Assets 1.20 0.56 0.78
NCOs / Avg Loans 0.40 0.05 0.04
Reserves / Loans 0.78 0.92 0.94
Reserves / NPAs 54.08 143.24 135.12
Capital Ratios (%)
Tier 1 Capital 9.61 11.79 11.67
Tangible Equity / Tangible Assets 8.56 8.64 8.83
Total Equity / Total Assets 11.08 10.30 9.99
Market Ratios
Price / Earnings (x) 12.79 13.13 15.59
Price / Book (%) 111.59 126.39 139.55
Dividend Yield (%) 1.46 1.22 1.51
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 9/30/2018.

Peer financial data is as of 9/30/2018