Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 1.24 1.08 1.17
ROAE 10.81 10.21 11.62
Net Interest Margin 3.30 3.36 3.35
Efficiency Ratio 41.90 56.56 56.62
Loans / Deposits 109.68 101.03 101.13
Asset Quality Ratios (%)
NPAs / Assets 1.08 0.54 0.63
NCOs / Avg Loans 0.08 0.04 0.03
Reserves / Loans 0.74 0.89 0.90
Reserves / NPAs 56.90 153.17 154.58
Capital Ratios (%)
Tier 1 Capital 9.74 11.96 11.96
Tangible Equity / Tangible Assets 8.93 8.96 9.02
Total Equity / Total Assets 11.45 10.22 10.13
Market Ratios
Price / Earnings (x) 11.00 12.17 11.85
Price / Book (%) 114.62 117.21 126.09
Dividend Yield (%) 1.59 1.47 1.68
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019