Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 1.23 1.10 1.18
ROAE 10.58 10.38 11.65
Net Interest Margin 3.34 3.35 3.34
Efficiency Ratio 40.26 55.51 56.04
Loans / Deposits 107.56 102.42 101.44
Asset Quality Ratios (%)
NPAs / Assets 1.17 0.57 0.59
NCOs / Avg Loans 0.10 0.04 0.04
Reserves / Loans 0.75 0.89 0.89
Reserves / NPAs 53.92 152.77 141.10
Capital Ratios (%)
Tier 1 Capital 9.87 11.24 11.84
Tangible Equity / Tangible Assets 9.21 8.97 8.99
Total Equity / Total Assets 11.69 10.10 10.12
Market Ratios
Price / Earnings (x) 12.18 11.75 11.64
Price / Book (%) 123.26 117.19 124.41
Dividend Yield (%) 1.43 1.46 1.64
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 9/30/2019.

Peer financial data is as of 9/30/2019