Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 0.92 1.05 0.98
ROAE 7.99 10.39 10.16
Net Interest Margin 3.37 3.43 3.40
Efficiency Ratio 42.20 56.83 56.96
Loans / Deposits 111.66 106.37 104.35
Asset Quality Ratios (%)
NPAs / Assets 1.21 0.60 0.81
NCOs / Avg Loans 0.42 0.04 0.04
Reserves / Loans 0.77 0.94 0.94
Reserves / NPAs 52.81 134.01 137.66
Capital Ratios (%)
Tier 1 Capital 9.44 12.04 12.11
Tangible Equity / Tangible Assets 8.40 8.61 8.83
Total Equity / Total Assets 10.97 10.30 9.97
Market Ratios
Price / Earnings (x) 17.34 15.09 18.28
Price / Book (%) 136.01 144.93 156.11
Dividend Yield (%) 1.23 1.16 1.36
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 6/30/2018.

Peer financial data is as of 6/30/2018