Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 1.22 1.16 1.21
ROAE 10.40 10.90 11.84
Net Interest Margin 3.35 3.34 3.32
Efficiency Ratio 40.61 55.20 55.34
Loans / Deposits 107.26 105.18 105.09
Asset Quality Ratios (%)
NPAs / Assets 1.15 0.54 0.58
NCOs / Avg Loans 0.09 0.03 0.03
Reserves / Loans 0.74 0.88 0.89
Reserves / NPAs 54.02 142.93 137.99
Capital Ratios (%)
Tier 1 Capital 10.04 11.14 11.49
Tangible Equity / Tangible Assets 9.38 8.81 8.86
Total Equity / Total Assets 11.84 9.84 9.96
Market Ratios
Price / Earnings (x) 6.45 7.02 6.73
Price / Book (%) 64.03 74.81 73.18
Dividend Yield (%) 2.70 2.45 2.70
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 12/31/2019.

Peer financial data is as of 12/31/2019