Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 1.17 1.08 1.10
ROAE 10.29 10.36 11.11
Net Interest Margin 3.28 3.36 3.36
Efficiency Ratio 41.80 58.16 57.35
Loans / Deposits 110.97 103.97 103.33
Asset Quality Ratios (%)
NPAs / Assets 1.15 0.57 0.74
NCOs / Avg Loans 0.41 0.02 0.02
Reserves / Loans 0.77 0.91 0.90
Reserves / NPAs 55.46 148.82 133.97
Capital Ratios (%)
Tier 1 Capital 9.86 11.76 11.76
Tangible Equity / Tangible Assets 8.77 8.73 8.89
Total Equity / Total Assets 11.24 10.24 10.00
Market Ratios
Price / Earnings (x) 10.21 10.89 11.88
Price / Book (%) 100.00 107.20 116.15
Dividend Yield (%) 1.58 1.48 1.74
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 12/31/2018.

Peer financial data is as of 12/31/2018