Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 1.07 1.09 1.10
ROAE 9.02 10.28 10.78
Net Interest Margin 3.37 3.30 3.28
Efficiency Ratio 40.70 55.35 55.36
Loans / Deposits 109.08 101.45 101.50
Asset Quality Ratios (%)
NPAs / Assets 1.15 0.60 0.65
NCOs / Avg Loans 0.04 0.04 0.04
Reserves / Loans 0.90 1.06 1.05
Reserves / NPAs 64.74 141.06 136.16
Capital Ratios (%)
Tier 1 Capital 9.71 10.71 11.24
Tangible Equity / Tangible Assets 8.96 8.25 8.42
Total Equity / Total Assets 11.73 9.41 9.46
Market Ratios
Price / Earnings (x) 8.94 8.97 9.15
Price / Book (%) 78.60 90.60 92.17
Dividend Yield (%) 2.13 1.84 2.17
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 3/31/2020.

Peer financial data is as of 3/31/2020