Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 0.74 0.99 0.90
ROAE 6.33 9.99 9.48
Net Interest Margin 3.41 3.41 3.38
Efficiency Ratio 48.37 56.39 57.02
Loans / Deposits 112.08 104.36 102.17
Asset Quality Ratios (%)
NPAs / Assets 1.27 0.49 0.60
NCOs / Avg Loans 0.43 0.05 0.05
Reserves / Loans 0.77 0.93 0.94
Reserves / NPAs 49.69 154.37 160.29
Capital Ratios (%)
Tier 1 Capital 9.25 11.77 11.64
Tangible Equity / Tangible Assets 8.31 8.68 8.76
Total Equity / Total Assets 10.94 10.18 9.92
Market Ratios
Price / Earnings (x) 22.61 17.34 21.81
Price / Book (%) 143.12 160.60 170.42
Dividend Yield (%) 1.20 1.10 1.27
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 3/31/2018.

Peer financial data is as of 3/31/2018