Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 0.94 0.98 0.98
ROAE 7.94 9.44 9.91
Net Interest Margin 3.42 3.22 3.16
Efficiency Ratio 40.62 55.46 54.98
Loans / Deposits 107.80 105.42 102.09
Asset Quality Ratios (%)
NPAs / Assets 1.12 0.50 0.51
NCOs / Avg Loans 0.02 0.05 0.07
Reserves / Loans 1.19 1.25 1.16
Reserves / NPAs 88.69 203.55 268.37
Capital Ratios (%)
Tier 1 Capital 10.72 11.05 11.05
Tangible Equity / Tangible Assets 9.28 8.09 8.11
Total Equity / Total Assets 11.96 9.07 9.23
Market Ratios
Price / Earnings (x) 8.86 9.18 8.57
Price / Book (%) 68.37 72.73 73.88
Dividend Yield (%) 2.35 2.29 2.69
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp, Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 9/30/2020.

Peer financial data is as of 9/30/2020 except for these companies:

SB One Bancorp's financial data is as of 3/31/2020.