Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 1.26 1.06 1.15
ROAE 11.05 10.10 11.51
Net Interest Margin 3.31 3.36 3.36
Efficiency Ratio 41.90 57.63 57.05
Loans / Deposits 108.24 101.51 101.65
Asset Quality Ratios (%)
NPAs / Assets 0.92 0.57 0.71
NCOs / Avg Loans 0.08 0.03 0.03
Reserves / Loans 0.74 0.88 0.89
Reserves / NPAs 65.97 149.59 131.73
Capital Ratios (%)
Tier 1 Capital 9.77 12.19 11.93
Tangible Equity / Tangible Assets 8.83 8.87 8.97
Total Equity / Total Assets 11.28 10.32 10.09
Market Ratios
Price / Earnings (x) 10.95 12.20 12.08
Price / Book (%) 117.18 116.07 126.80
Dividend Yield (%) 1.60 1.40 1.66
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp (SBBX), Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 3/31/2019.

Peer financial data is as of 3/31/2019