Investor Relations

Peer Analysis

Performance Ratios (%) CNOB Peer Median Peer Average
ROAA 0.94 1.03 1.02
ROAE 7.97 9.81 10.15
Net Interest Margin 3.41 3.26 3.22
Efficiency Ratio 39.72 55.35 55.36
Loans / Deposits 109.21 105.42 102.01
Asset Quality Ratios (%)
NPAs / Assets 1.12 0.53 0.59
NCOs / Avg Loans 0.04 0.05 0.05
Reserves / Loans 1.08 1.14 1.07
Reserves / NPAs 80.85 172.15 158.22
Capital Ratios (%)
Tier 1 Capital 10.12 10.90 10.90
Tangible Equity / Tangible Assets 8.75 7.99 7.86
Total Equity / Total Assets 11.39 9.07 9.04
Market Ratios
Price / Earnings (x) 8.07 8.36 7.84
Price / Book (%) 63.61 68.50 69.52
Dividend Yield (%) 2.59 2.56 2.92
Data for trailing four quarters

ConnectOne Bancorp, Inc.'s peer group consists of the following: Lakeland Bancorp, Inc. (LBAI), Peapack-Gladstone Financial Corporation (PGC), SB One Bancorp, Unity Bancorp, Inc. (UNTY)

ConnectOne Bancorp, Inc.'s financial data is as of 6/30/2020.

Peer financial data is as of 6/30/2020 except for these companies:

SB One Bancorp's financial data is as of 3/31/2020.